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Best California Renters Insurance Policy for Graduate Students

Written by Julia Anderson

Congratulations to all the recent college grads! Now that you are done with school, you have an important decision to make: will you be moving back home or renting your own place? If you will be renting an apartment, this blog is for you.

There are a few things to consider when you go to rent a place. First, where will you be looking? It is important to choose an area that is low-risk in terms of crime and vandalism. High-risk areas will not only put your safety into jeopardy, but can increase the price of your premium.

Next, have you purchase California renters insurance yet? This policy should not be optional. Many first-time renters will make the mistake and believe that their landlord will have them protected under the landlord’s policy. However, this is not true! Landlord’s insurance will cover THEIR building and property. It is up to YOU to purchase renters insurance to protect your personal belongings, liability, etc.

Finally, have you made a budget? If you do not budget, you may find yourself strapped for cash or struggling to make month’s rent!

How much is Renters Insurance for a Graduate Student?

The cost of renters insurance is typically pretty affordable — on average, it costs $184 a year — but the amount will vary depending on the location and size of the rental unit and how much coverage you need, according to the National Association of Insurance Commissioners.

For more information on California renters insurance, you can contact our agency at any time. We would be more than happy to answer any questions you may have or provide you with a free quote.

Congratulations again; we hope to speak with you soon!

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Julia Anderson

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